NABIP Speakers Bureau - Speaker Information

Mr. David C. Smith REBC
Senior Vice President
eBen Benefits
639 Executive Pl
Ste 202
Fayetteville, NC 28305-5489
Work Phone: (919) 491-4321
Fax: (919) 882-9745
Chapter: NCTRIANGLE
Web Site: http://www.ebenbenefits.com
E-mail: davidcurtissmith@gmail.com

David C. Smith, JD REBC is the Senior Vice President of eBen Benefits (formerly EbenConcepts), an insurance agency and benefits consulting firm based in North Carolina & Texas with offices in ten states. A native of Banner Elk, North Carolina, he graduated from the North Carolina School of Science and Mathematics and earned his Bachelor of Arts in Political Science from the University of North Carolina, Chapel Hill in 1991. He completed his law degree from North Carolina Central University School of Law’s Evening Program in 1999 while working full-time.

David began his career as a policy and research advisor to Lieutenant Governor Dennis A. Wicker, contributing to the drafting of North Carolina’s Small Group Health Insurance Reform laws. He also played a key role in the startup of the Caroliance program, the state’s experiment in small employer health insurance purchasing cooperatives. David's involvement with the NC Department of Insurance and federal agencies continues, addressing issues affecting employers and agents in the state.

From 1997 to 2002, David worked with Blue Cross and Blue Shield of North Carolina in various capacities within the sales and marketing division. He later practiced law full-time from 2002 to 2009, focusing on employee benefits, insurance matters, employment law defense, and civil litigation. David transitioned to the retail side of benefits in 2009 when he became Vice President of EbenConcepts.

Today, David provides executive leadership, overseeing compliance matters for the agency, its agents, and clients. He also leads strategy and data analysis for the agency’s self-funded clients. David is nationally recognized as an expert on employee benefits, contributing articles for national publications and speaking across the country on topics such as ERISA, COBRA, HIPAA Privacy, Self-Funded Health Plans, Wellness, and the Affordable Care Act.

David is an active member of the National Association of Health Underwriters (NAHU), having served in leadership positions at the local, state, and national levels. He received several awards, including the William G. Wetzel Excellence in Public Speaking Award in 2011 and the Harold R. Gordon Memorial Award in June 2018, NAHU’s highest honor.

Certified by NAHU in various areas, including the Affordable Care Act, Worksite Wellness, HIPAA Privacy & Security, Benefits Technology, and Self-Funded Health Plans, David earned the Registered Employee Benefits Consultant (REBC) designation in 2018. He is also a licensed continuing education provider in fifty states and the District of Columbia.

Beyond his professional life, David is involved in community service, previously serving on the North Carolina School of Science and Mathematics Board of Trustees, among other roles. He is also an award-winning photographer and writer. David resides in Durham, North Carolina, with his two children, Mary Kathryn (MK) and Drew.

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